Your page requires additional network round trips to render the above-the-fold content. For best performance, reduce the amount of HTML needed to render above-the-fold content.
The entire HTML response was not sufficient to render the above-the-fold content. This usually indicates that additional resources, loaded after HTML parsing, were required to render above-the-fold content. Prioritize visible content that is needed for rendering above-the-fold by including it directly in the HTML response.
Only about 5% of the final above-the-fold content could be rendered with the full HTML response.
Reduce server response time
Minifying http://www.sberbank.ru/portalserver/static/portalc…=18.104.22.168-20131220-1606 could save 2.5KiB (41% reduction) after compression.
Minifying http://www.sberbank.ru/portalserver/static/sb-bund…/jquery.smartbanner.js could save 1.6KiB (36% reduction) after compression.
Minifying http://www.sberbank.ru/portalserver/static/dashboa…login/jquery.cookie.js could save 1KiB (68% reduction) after compression.